Pay over time with Shop Pay, available to customers in Canada and the United States.
What it is
At checkout you can choose Shop Pay and spread the cost of your order over time instead of paying it all at once. The payment options are provided by Affirm, not by Mishuuu — in Canada by Affirm Canada Holdings Ltd., and in the United States by Affirm's lending partners.
Flexible payment plans start at 0% APR. The plans you're offered, and the rate attached to them, depend on your purchase and are shown to you before you commit.
Who can use it
In Canada
- Your order total is between CA$35 and CA$30,000, including discounts, shipping and taxes.
- It may not be available in every province or territory.
- A down payment may be required depending on the order and the plan you choose.
In the United States
- Your order total is between US$35 and US$30,000, including discounts, shipping and taxes.
- You must live in the US and use a payment card with a US billing address. US territories such as Puerto Rico, APO addresses and P.O. boxes are not eligible.
- You must be at least 18 (19 in Alabama, and in Nebraska if you are a ward of the state).
- A down payment may be required depending on the order and the plan you choose.
In both countries you'll need to pass Affirm's eligibility check, which happens at checkout and takes moments. Being eligible once doesn't guarantee eligibility every time — Affirm assesses each purchase on its own.
How to use it
- Add what you want to your bag and go to checkout.
- Choose Shop Pay as your payment method.
- Select pay over time and follow the prompts from Affirm.
- Review the plans offered — the number of payments, the amount of each, and the rate are all shown before you confirm.
- Complete your order. It ships on our normal timeline; paying over time doesn't delay anything.
What it costs
In Canada, rates range from 0% to 31.99% APR, subject to provincial regulatory limits. In the United States, rates range from 0% to 36% APR. The rate you're offered depends on your purchase amount and the payment term you select. You'll see the exact figures — including any interest — before you agree to anything. There are no hidden fees from Mishuuu.
Returns and refunds
Our return policy applies exactly as it normally does. If your return is approved, the refund is issued back through Shop Pay and Affirm adjusts your remaining payments accordingly. Keep making any scheduled payments until you see the adjustment confirmed.
Questions about your payments
Anything about your plan, payments, rate or account is handled by Affirm — we can't see or change them. Anything about your order, delivery, sizing or returns is us: help@mishuuu.com or +1 437 473 4173.
Canada: Rates from 0–31.99% APR (subject to provincial regulatory limitations). Payment options through Affirm Canada Holdings Ltd. ("Affirm") are subject to an eligibility check and depend on purchase amount, payment terms, vary by merchant, and may not be available in all provinces/territories. Minimum purchase and down payment may be required.
United States: Rates from 0–36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers: affirm.com/licenses.
